With the development of information and electronics technology,
humans are increasingly facilitated in performing daily activities. One of the
important activities which usually carried out is doing trade with other
parties in the form of sale and purchase. This is done to meet the growing needs
of life from time to time. Therefore, humans make any media to conduct a trade
transactions including through electronic media.
Electronic transactions began to develop along with the development
of technology and human needs which increasingly complex. In Indonesia, the
regulation regarding electronic transactions has been stipulated in Law No.11
of 2008 concerning Information and Electronic Transactions. In this regulation,
an electronic transaction is defined as a legal act performed by using a
computer, computer network, and/or other electronic media. From that sense, it
appears that electronic transaction has a very broad scope not only dwell in
the terms of trade but all legal actions that will result the rights and obligations
for the parties, as well as the media used, not only the computer but all kinds
of electronics stuff which allow the occurrence of a transaction. It is
different from the understanding of which is delivered by the businessmen; they
interpret electronic transactions as electronic commerce.
As we know that trade is an activity of buying and selling of
goods/services which conducted by two parties, the seller and the buyer, to get
needs or profit. So, electronic commerce is buying and selling through the
electronic media, either using the phone, computer, or other equipment. One of the examples of electronic commerce is
online business; it is a business transaction that uses the internet. This type
of transaction is the most in demand by the public because the internet is
accessible to anyone, anywhere, and anytime. Simply by overlooking a laptop or
mobile phone in hand, then we can make money easily without the need to leave
home. By doing so, we will save time and costs as well as more practical and
efficient.
Everything in this world cannot be separated from the law; it also prevailed
in online business which is still fairly new in the world of commerce. In
Islamic law, a trade is allowed if it meets the provisions which are set previously
by the diggers of law (mujtahid). The pillars of the sale and purchase
are as follows:
1. The
presence of buyer
2. The
presence of seller
3. The
presence of shighat (ijab and qabul)
4. The presence
of goods
In online business, the seller and the buyer did not come face to
face directly but communicate through electronic media. This contract will be
valid if the buyer already knows beforehand overall goods to be purchased which
are usually still in the form of a picture or explanation by the seller of the
nature and type of goods. In addition, other provisions must also be met,
including not trade in illicit goods and non-obvious forms. If all conditions
have been met, then an online business is allowed in Islam.
With all its conveniences, online business has several risks that
may be experienced by the parties; one of them is in terms of security. Here
are some safety tips when doing business online:
1. Should
not be losing your mind because tempted the images displayed by sellers to
offer goods to the buyer ( impulsive buying)
2. Choose
website of online sellers which have return policies or customer support. It
will help you if there is a problem with your transaction
3. Ensure
that the products you want to buy are genuine items that match what you expect
4. Wary
of online businesses which asking for your credit card number because of the
sophistication of technology allows for false in using.
5. Consider
the security features of the website (one of them is https or not)
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